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-- Business Opps -- Other
| Understanding merchant account: the business gateway to digital payments |
| A merchant account serves as the critical financial bridge between businesses and their customers\' payment methods. Unlike standard business accounts, these specialized commercial bank accounts enable enterprises to accept and process credit and debit card transactions both online and in-store. When a customer makes a purchase, funds flow through the merchant account before settling into the business\'s primary account. Providers typically charge setup fees, monthly maintenance costs, and per-transaction fees based on business type and risk assessment. For modern businesses, securing the right merchant account balances cost considerations with essential features like multi-currency support, fraud protection tools, and integration capabilities with existing business systems.
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